I think we should all start saving from a young age, life is so unpredictable, you never know when you REALLY need the money. Its best not to be spending on things you want but rather things you need, because when buying things we want becomes a habit, our finances tend to drop according to our spending habits. Spending habits are 1 of the most important habits of a person yet we tend to neglect the most. A person's worth is not what he owns, as what 1 owns as they have no asscertainable value, that's why they are called consumer goods, meant to be consumed and loses value with it. So why do we spend so much money on these consumer goods then? Waste our lives on things which make us smile a little more and later regretting over the bigger picture on why didn't we save when we need that money for an emergency operation? But who am i kidding? I will spend on things i want to get too, otherwise what would life be not spending and all that saving? Where is the line of balance drawn? Start Saving NOW!